Our Services & Expertise

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Our Services & Expertise

Comprehensive Wealth Solutions for the Modern Investor

At Nummus Prosperity LLP, we don't believe in a "one-size-fits-all" approach. Leveraging a decade of experience in Family Offices and Portfolio Research, we offer a curated suite of financial products designed to build and protect your wealth.

1. Mutual Funds & ETFs

  • The Approach: We focus on research-driven selection rather than market hype. Whether you are looking for long-term wealth creation through Equity SIPs or capital preservation via Debt Funds, we align choices with your specific risk profile.
  • Specialization: Inclusion of Exchange Traded Funds (ETFs) for cost-effective, transparent market exposure.

2. Retirement Planning (NPS)

  • The Approach: As a powerful tool for both tax saving and pension building, we help you navigate the National Pension System (NPS) to ensure a dignified and inflation-proof retirement.

3. Protection Planning (Insurance)

  • The Approach: Insurance is the foundation of any financial plan. We provide unbiased guidance on:
    • Health Insurance: Protecting your savings from medical inflation.
    • Term Insurance: Ensuring your family’s future is secure.
    • Vehicle Insurance: Seamless, digital renewals and claims assistance.

4. Fixed Income & FDs

  • The Approach: For those seeking stability, we offer a range of Corporate Fixed Deposits and Bonds. With our background in Fixed Income research, we help you pick options with the right balance of safety and yield.

The Nummus Edge: Tax Optimization

Every investment we suggest is viewed through the lens of Tax Efficiency. With a Masters in Finance and deep knowledge of Indian tax laws, we ensure your "take-home" returns are maximized by utilizing available exemptions and efficient asset allocation.

Our Top Brings

Union Budget 2026-2027 Highlights and last 5 years view

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📄 Blog Report: Union Budget 2026-2027 Highlights The "Viksit Bharat" Roadmap The 2026 Budget is the first ever delivered in the newly named Kartavya Bhawan . It sets a bold target of 10% nominal GDP growth while maintaining fiscal discipline. Key Announcements & Reforms The Income Tax Act, 2025: A landmark reform replacing the 1961 Act. Effective April 1, 2026, it aims to simplify tax forms and reduce litigation. While tax slabs remain unchanged this year, the focus is on "modernization and compliance." Infrastructure Push: Capital Expenditure (Capex) has been raised to ₹12.2 lakh crore , an 11.5% increase. New High-Speed Rail Corridors (e.g., Mumbai-Pune, Delhi-Varanasi) were announced. Manufacturing & Tech: Launch of India Semiconductor Mission (ISM) 2.0 with a ₹40,000 crore outlay and the Biopharma SHAKTI scheme (₹10,000 crore) to make India a global hub for medicine. MSME Support: A new ₹10,000 crore SME Growth Fund was introduced to provide gr...
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📝 The Ultimate Passive Income Showdown: Real Estate vs. Bonds vs. the Investment Game Changer

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🤯 Introduction: Where Should Your ₹1 Crore Work? You've worked hard to build a significant corpus—say, ₹1 Crore . Now, your goal isn't just to save, but to make that money work for you, ideally generating a steady, tax-smart income while still growing for the future. We all know the old-school options: Buying Property (like that fancy flat in Mumbai). Buying Bonds (like Government Securities, or G-Secs). But there's a modern, often misunderstood strategy that consistently beats them both: the Multi-Asset Fund (MAF) with a Systematic Withdrawal Plan (SWP) . Let's break down these three options and see which one truly delivers the best combination of income, growth, and peace of mind. 💰 The Contenders & Their Income Potential We assume you are in the 30% Income Tax Bracket —a critical detail, as it means every rupee of fully taxable income only leaves ₹0.70 in your pocket. 1. 🏠 The Illiquid King: Property (E.g., South Mumbai Real Estate) This is the traditional c...
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Structural Shift or Statistical Sleight, The change of Consumer Price Index (CPI) index Weight

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  Research Note: Structural Shift or Statistical Sleight?                                     Date: January 30, 2026     Analyzing the 2024 CPI Base Revision & Its Implications for India’s Economy   Subject: Critical Assessment of the New CPI Series (Base Year 2024)     1. Executive Summary The Ministry of Statistics and Programme Implementation (MoSPI) is set to release the new Consumer Price Index (CPI) series (Base 2024) on February 12, 2026. This represents the most significant overhaul of India’s inflation targeting framework in over a decade. By replacing the obsolete 2012 consumption basket, the government has reduced the weight of Food by nearly 9 percentage points while significantly increasing the weight of Housing and Services. The Verdict: * For Economic Growth: Highly Favorable. The revision aligns with global standards, reduc...
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Why ETFs are a "Good Opportunity" in High Volatility

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In 2026, the Indian stock market has entered a phase of heightened volatility. With the India VIX jumping nearly 18% in early March and global headlines causing sharp intraday swings, investors are moving away from "guesswork" and toward rule-based investing. As a Registered Financial Distributor, I see Exchange-Traded Funds (ETFs) evolving from a niche product into a primary substitute for traditional stock picking. Here is why ETFs are the smart move for your portfolio in 2026. Why ETFs are a "Good Opportunity" in High Volatility In a market where the Nifty can drop 1,000 points in a week (as we saw earlier this March), picking individual stocks is like trying to catch a falling knife. ETFs offer three specific advantages right now: Lower Impact of Single-Stock Crashes: Since an ETF is a basket (like the Nifty 200 or Nifty 50 ), a crash in one company’s stock price is buffered by the other 29 or 199 companies in the fund. Real-Time Execution: Unlike Mutual Fu...
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Meesho IPO Analysis: The Upside & Risks of India's E-commerce Giant

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In-Depth Analysis: The Meesho IPO - A Deep Dive for Investors Meesho, the multi-sided technology platform that has quietly become India's largest e-commerce player by order volume, is set to go public. This IPO presents a unique opportunity to invest in a company that has successfully carved out a market niche focused on India’s price-sensitive heartland. Here is a detailed breakdown of the issue, the company’s competitive strengths, and the key financial metrics for potential investors. 1. IPO Key Details The Initial Public Offering (IPO) is a 100% book-building issue, combining a Fresh Issue and an Offer for Sale (OFS). Particular Detail Price Band ₹105 - ₹111 per equity share Face Value ₹1 per share Issue Opens December 03, 2025 Issue Closes December 05, 2025 Total Shares on Offer 51,02,75,743 shares Total Issue Size ...
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