Disclosures & Legal Disclaimer

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 Disclosures & Legal Disclaimer

Transparency is the foundation of our partnership.

In compliance with regulatory guidelines, Nummus Prosperity LLP provides the following disclosures to ensure a transparent relationship with every investor.

1. Registration & Role Disclosure

Nummus Prosperity LLP is a registered Financial Products Distributor.

  • Our Role: We act as a bridge between investors and financial product providers. We provide access to Mutual Funds, NPS, Fixed Income, and Insurance products.
  • Not an Investment Adviser: Please note that we operate as Distributors, not as SEBI Registered Investment Advisers (RIA). While we bring deep research and a Masters in Finance background to the table, our communications should be viewed as market observations, research insights, and data-driven thoughts rather than formal investment advice or "recommendations."

2. Commission Disclosure

As per SEBI/AMFI guidelines, we disclose that Nummus Prosperity LLP receives commissions from Asset Management Companies (AMCs) and other providers for the distribution of financial products.

  • This commission is paid by the provider and does not result in additional "out-of-pocket" fees for the investor.
  • Investors always have the option to invest via "Direct Plans" directly through AMC websites.

3. Risk Warning & Liability

Investments in market-linked products involve inherent risks.

  • Market Risks: Mutual Fund and ETF investments are subject to market risks. Please read all scheme-related documents (SID/KIM) carefully.
  • Limitation of Liability: While we provide research-backed insights to help you make informed decisions, Nummus Prosperity LLP, its partners, and employees shall not be held responsible or liable for any financial loss resulting from market fluctuations or investment performance. All final investment decisions rest with the investor.

4. No Guarantee of Returns

We are committed to an "investor-first" approach, but we do not—and cannot—guarantee specific returns or capital protection on any market-linked investment.

  • Zero Tolerance for Mis-selling: No partner or employee of Nummus Prosperity LLP is authorized to give any official guarantee of returns.
  • Grievance Redressal: If any individual associated with us provides an unofficial guarantee of returns, please report it immediately to nummusfido@gmail.com. You may also approach regulators such as SEBI (SCORES), IRDAI, or RBI for formal complaints.

5. Conflict of Interest

We maintain an arm’s length relationship with all product providers. Our goal is to share our observation sheets and market thoughts based on our internal research and the suitability of the product's features. We encourage investors to align these observations with their personal financial goals.

For any queries regarding these disclosures, please contact:

Email: nummusfido@gmail.com

Mobile: +91 87799 32241

Our Top Brings

Union Budget 2026-2027 Highlights and last 5 years view

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📄 Blog Report: Union Budget 2026-2027 Highlights The "Viksit Bharat" Roadmap The 2026 Budget is the first ever delivered in the newly named Kartavya Bhawan . It sets a bold target of 10% nominal GDP growth while maintaining fiscal discipline. Key Announcements & Reforms The Income Tax Act, 2025: A landmark reform replacing the 1961 Act. Effective April 1, 2026, it aims to simplify tax forms and reduce litigation. While tax slabs remain unchanged this year, the focus is on "modernization and compliance." Infrastructure Push: Capital Expenditure (Capex) has been raised to ₹12.2 lakh crore , an 11.5% increase. New High-Speed Rail Corridors (e.g., Mumbai-Pune, Delhi-Varanasi) were announced. Manufacturing & Tech: Launch of India Semiconductor Mission (ISM) 2.0 with a ₹40,000 crore outlay and the Biopharma SHAKTI scheme (₹10,000 crore) to make India a global hub for medicine. MSME Support: A new ₹10,000 crore SME Growth Fund was introduced to provide gr...
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📝 The Ultimate Passive Income Showdown: Real Estate vs. Bonds vs. the Investment Game Changer

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🤯 Introduction: Where Should Your ₹1 Crore Work? You've worked hard to build a significant corpus—say, ₹1 Crore . Now, your goal isn't just to save, but to make that money work for you, ideally generating a steady, tax-smart income while still growing for the future. We all know the old-school options: Buying Property (like that fancy flat in Mumbai). Buying Bonds (like Government Securities, or G-Secs). But there's a modern, often misunderstood strategy that consistently beats them both: the Multi-Asset Fund (MAF) with a Systematic Withdrawal Plan (SWP) . Let's break down these three options and see which one truly delivers the best combination of income, growth, and peace of mind. 💰 The Contenders & Their Income Potential We assume you are in the 30% Income Tax Bracket —a critical detail, as it means every rupee of fully taxable income only leaves ₹0.70 in your pocket. 1. 🏠 The Illiquid King: Property (E.g., South Mumbai Real Estate) This is the traditional c...
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Structural Shift or Statistical Sleight, The change of Consumer Price Index (CPI) index Weight

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  Research Note: Structural Shift or Statistical Sleight?                                     Date: January 30, 2026     Analyzing the 2024 CPI Base Revision & Its Implications for India’s Economy   Subject: Critical Assessment of the New CPI Series (Base Year 2024)     1. Executive Summary The Ministry of Statistics and Programme Implementation (MoSPI) is set to release the new Consumer Price Index (CPI) series (Base 2024) on February 12, 2026. This represents the most significant overhaul of India’s inflation targeting framework in over a decade. By replacing the obsolete 2012 consumption basket, the government has reduced the weight of Food by nearly 9 percentage points while significantly increasing the weight of Housing and Services. The Verdict: * For Economic Growth: Highly Favorable. The revision aligns with global standards, reduc...
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Why ETFs are a "Good Opportunity" in High Volatility

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In 2026, the Indian stock market has entered a phase of heightened volatility. With the India VIX jumping nearly 18% in early March and global headlines causing sharp intraday swings, investors are moving away from "guesswork" and toward rule-based investing. As a Registered Financial Distributor, I see Exchange-Traded Funds (ETFs) evolving from a niche product into a primary substitute for traditional stock picking. Here is why ETFs are the smart move for your portfolio in 2026. Why ETFs are a "Good Opportunity" in High Volatility In a market where the Nifty can drop 1,000 points in a week (as we saw earlier this March), picking individual stocks is like trying to catch a falling knife. ETFs offer three specific advantages right now: Lower Impact of Single-Stock Crashes: Since an ETF is a basket (like the Nifty 200 or Nifty 50 ), a crash in one company’s stock price is buffered by the other 29 or 199 companies in the fund. Real-Time Execution: Unlike Mutual Fu...
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Meesho IPO Analysis: The Upside & Risks of India's E-commerce Giant

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In-Depth Analysis: The Meesho IPO - A Deep Dive for Investors Meesho, the multi-sided technology platform that has quietly become India's largest e-commerce player by order volume, is set to go public. This IPO presents a unique opportunity to invest in a company that has successfully carved out a market niche focused on India’s price-sensitive heartland. Here is a detailed breakdown of the issue, the company’s competitive strengths, and the key financial metrics for potential investors. 1. IPO Key Details The Initial Public Offering (IPO) is a 100% book-building issue, combining a Fresh Issue and an Offer for Sale (OFS). Particular Detail Price Band ₹105 - ₹111 per equity share Face Value ₹1 per share Issue Opens December 03, 2025 Issue Closes December 05, 2025 Total Shares on Offer 51,02,75,743 shares Total Issue Size ...
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